Can a samosa save a village? 🥟🛡️ Santa is upset about a 5-rupee surcharge on his bill, but Banta explains why “pooling our pennies” is the only way to build a national safety net that works for everyone.
Disaster insurance
The Magic “Nagaland” Thermometer
What if your insurance paid out before you even finished cleaning the mud? 🌧️💰 Banta explains the “Nagaland Model” of parametric insurance—where weather sensors trigger payouts, and blockchain beats bureaucracy.
The “Sarkari” Lottery vs. The Ironclad Pact
Are you waiting for “Relief” or demanding your “Rights”? Santa thinks the government is his personal insurance agent, but Banta explains why a legal contract is better than a political promise when disaster strikes. Discover the strategic shift from relief to risk-transfer.
Beyond Relief: The Strategic Imperative of Disaster Insurance
As climate-induced losses overburden public exchequers, the shift from “discretionary relief” to “contractual insurance” is no longer optional. From Nagaland’s blockchain-payouts to the Caribbean’s risk pools, discover how Disaster Insurance is rewriting the rules of global resilience
The Missing Chowkidar and the Insurance of Sorrow
Insurance can’t be an alibi for exposing the officials as also general public to known risks during the monsoon season.
Earthquake early warning – An illusion
After a series of earthquakes in the recent past in western Nepal and Pithoragarh, the earthquake early warning (EEW) system operated by USDMA in Uttarakhand has been the focus of most seismic safety related debates. Obsessed with the glitter and fancy of early warning most disaster risk reduction (DRR) enthusiasts often tend to consider it the ultimate […]