Santa and Banta were looking at their utility bill.
“Banta, look at this!”
“There’s a new ‘Resilience Surcharge‘ of five rupees on my water bill!”
“First the inflation, now they want me to pay for the clouds to be angry?”
Banta smiled and pointed at the plate of samosas between them.
“Santa, how much did that samosa cost?”
“Twenty rupees?”
“And how much is the surcharge?”
“Five rupees.”
“Think of that five rupees as a ‘Safety Ingredient‘ for the whole village.”
“Safety ingredient?”
“I don’t see any safety in my samosa,” Santa grumbled.
“Listen,” Banta said.
“For a state to insure every citizen, it needs to pay a massive premium to global reinsurers.”
“Where does that money come from?”
“If we all contribute the cost of one samosa a month through a small surcharge, we create a giant pool of money.”
“Then, when a Bhuj-level earthquake or a Kedarnath-level flood hits, that pool ensures every family gets compensated—not just the rich ones.”
Santa looked at his samosa, then at the bill.
“So, my five rupees joins your five rupees, and together we buy a giant umbrella for the whole of Uttarakhand?”
“Exactly,” Banta said.
“It’s about Social Equity.”
“Instead of the state begging for a ‘Central Package’ every time it rains, we become self-reliant.”
“A minor surcharge today prevents a major bankruptcy tomorrow.”
“It moves us from ‘Charity‘ to ‘Rights‘ for everyone, including the guy who can’t afford his own policy.”
Santa took a bite of his samosa.
“Well… if it means the next flood doesn’t eat my house, I guess I can spare a samosa once a month!”
संता – बंता की इस जुगलबन्दी से आज हमने क्या सीखा:-
- साझा जिम्मेदारी / Shared Responsibility: छोटे, सार्वभौमिक अधिभार संप्रभु बीमा प्रीमियम को वित्तपोषित कर सकते हैं, यह सुनिश्चित करते हुए कि सबसे कमजोर वर्ग भी सुरक्षा कवच की परिधि में आए / Small, universal surcharges can fund sovereign insurance premiums, ensuring that even the most vulnerable are covered by a safety net.
- आत्मनिर्भरता के माध्यम से संप्रभुता / Sovereignty through Self-Reliance: घरेलू अधिभार द्वारा वित्तपोषित बीमा पूल आपदा के प्रति राज्य की राजकोषीय घातकता को कम करते हैं / Insurance pools funded by domestic surcharges reduce the state’s fiscal vulnerability to catastrophe.
संता – बंता की यह जुगलबन्दी आपको कैसी लगी, कृपया हमें जरुर बताये
व
इस जुगलबन्दी को बेहतर बनाने के लिये अपने सुझाव अवश्य दें।
हमें हमेशा की तरह आपके सुझावों, प्रतिक्रियाओं व कटाक्षो का बेसब्री से इंतजार रहता हैं औरसच मानिये इसी के आधार पर हम अपने आप में, अपनी सोच व रचनात्मकता में सुधार करने कोप्रेरित होते हैं।
सो अच्छा – बुरा जैसा आपको महसूस हुवा हो, कमेंट जरुर करते रहें।
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