Can a samosa save a village? ЁЯеЯЁЯЫбя╕П Santa is upset about a 5-rupee surcharge on his bill, but Banta explains why “pooling our pennies” is the only way to build a national safety net that works for everyone.
Risk transfer
The Magic “Nagaland” Thermometer
What if your insurance paid out before you even finished cleaning the mud? ЁЯМзя╕ПЁЯТ░ Banta explains the “Nagaland Model” of parametric insuranceтАФwhere weather sensors trigger payouts, and blockchain beats bureaucracy.
The “Sarkari” Lottery vs. The Ironclad Pact
Are you waiting for “Relief” or demanding your “Rights”? Santa thinks the government is his personal insurance agent, but Banta explains why a legal contract is better than a political promise when disaster strikes. Discover the strategic shift from relief to risk-transfer.
Beyond Relief: The Strategic Imperative of Disaster Insurance
As climate-induced losses overburden public exchequers, the shift from “discretionary relief” to “contractual insurance” is no longer optional. From Nagaland’s blockchain-payouts to the Caribbean’s risk pools, discover how Disaster Insurance is rewriting the rules of global resilience
рдмреАрдорд╛ рдХреЗ рдЦреЗрд▓ рдореЗрдВ рд╣рд╡рд╛ рд╢рдВрдЯ
рдЬреАрд╡рди рд╡ рд╕рдореНрдкрддреНрддрд┐ рдмрдЪрд╛рдиреЗ рдХреЗ рдмрд╛рдж рдЖрдкрджрд╛ рдХреЗ рдкреНрд░рднрд╛рд╡рд┐рддреЛ рдХреЗ рджрд┐рдорд╛рдЧ рдореЗрдВ рдЬреЛ рд╕рдмрд╕реЗ рдкрд╣рд▓реА рдмрд╛рдд рдЖрддреА рд╣реИрдВ, рдЬреНрдпрд╛рджрд╛рддрд░ рд╕реНрдерд┐рддрд┐рдпреЛрдВ ┬ардореЗрдВ рдиреБрдХрд╕рд╛рди рдХрд╛ рдЖрдВрдХрд▓рди рдХрд░рдиреЗ рд╡ рдХреНрд╖рддрд┐ рдХреА рднрд░рдкрд╛рдИ рд╕реЗ рд╕рдореНрдмрдиреНрдзрд┐рдд рд╣реЛрддреА рд╣реИрдВ рдФрд░ рдРрд╕реЗ рдореЗрдВ рдкреНрд░рднрд╛рд╡рд┐рдд рд╡реНрдпрдХреНрддрд┐ рдХреЛ рдРрд╕реЗ рдкреНрд░рдХрд░рдгреЛрдВ рдореЗрдВ рд╕рд░рдХрд╛рд░ рдпрд╛ рдЕрдиреНрдп рд╕реНрддреНрд░реЛрддреЛрдВ рдХреЗ рджреНрд╡рд╛рд░рд╛ рджреА рдЬрд╛рдиреЗ рд╡рд╛рд▓реА рд╕рд╣рд╛рдпрддрд╛ рдХрд╛ рднреА рдЦрдпрд╛рд▓ […]
Earthquake early warning – An illusion
After a series of earthquakes in the recent past in western Nepal and Pithoragarh, the earthquake early warning (EEW) system operated by┬аUSDMA┬аin Uttarakhand has been the focus of most seismic safety related debates. Obsessed with the glitter and fancy of early warning most disaster risk reduction (DRR) enthusiasts often tend to consider it the ultimate […]
Disasters & life of the affected
Loss of productive assets by disasters has severe adverse impact on the quality of life of the affected families; particularly ones with low socio-economic status as they fail to replenish the lost assets, despite public exchequer being overburdened by relief provided by the state.
Risk transfer for promoting risk reduction
Disasters often result is loss of lives, livestock, assets, property and infrastructure that often have severe adverse impact on the quality of life and livelihood strategy of the affected population. These at the same time disrupt industrial activities, commerce and routine business of the government. State has to therefore intervene for bringing forth narmalacy by […]





